When a cousin becomes a grandmother: a book teaches you how to keep your wealth when you are old and prevent your assets from turning into disputes
I received news yesterday that my fourth cousin has officially become a grandmother. When I heard this, my heart was naturally full of blessings and joy, but what followed was a real feeling: It turns out that I have reached the age to be a grandpa.
This change of age often happens in an instant. When the names around me started to change, I also started to think: Are we really ready for the second half of life? At this time, I read this book “Required courses for wealth management after retirement: pension, fraud prevention, estate planning, Sister Orange teaches you to protect yourself and your family from the legal aspect” I was particularly impressed. The timing of this book is really perfect for me and for my generation.
As a professional, I have always believed that the essence of management is not to make profits, but to control changes. The reason why this book is wonderful is that it breaks away from the framework of traditional financial books that only teach you how to make money. Instead, it follows the four major logics of “Risk → Protection → Inheritance → Tools” to completely construct a defense system for mature people.
During the reading process, I had several profound insights:
Risk and Protection: Keeping wealth is more difficult than creating wealth
At our age, the biggest risk is no longer the rise and fall of the stock market, but the decline of health and cognitive decline. The asset protection mentioned in the book is not just about locking up money, but how to ensure through legal and professional planning that these assets can still play a role in taking care of us when we lose our judgment, instead of becoming a fuse for family disputes.
Keeping wealth is harder than creating wealth. In the second half of life, the biggest risk is no longer the rise and fall of the stock market, but the decline of health and cognitive decline.
Some of the cases mentioned in the book are really alarming: Ms. Jia’s mother was defrauded of 27 million yuan by her uncle because of her dementia. This example sounds horrifying, but to be honest, this kind of thing happens around us every day. This also made me think that asset allocation is not only a homework when you are young, but also an issue that you must continue to pay attention to when you are old.
The Art of Inheritance: Love requires legal tools to implement
We often say that we want to leave the best to our descendants, but if we lack the correct inheritance thinking, what we will leave behind is often disputes. Brother Wei combines the professional perspective of a lawyer with Sister Orange’s warm observation to make complex wills, trusts and other tools approachable. This makes us understand that property management is not just the handover of numbers, but also the continuation of responsibility and love.
Property management is not just the handover of numbers, but also the continuation of responsibility and love.
From the illustrations of inheritance and inheritance to the five-step process of discarding inheritance, every detail in the book has been carefully designed, making legal knowledge no longer a cold article, but an action plan that can be implemented and implemented.
Alarm bells combined with current events
Compared with the recent news about long-term care fraud or inheritance disputes that have emerged in society, this book seems more like a survival guide. In this era of uncertainty, rather than relying on the filial piety of children, it is better to rely on sound institutional planning. Trusts, guardianships, financial lists… these tools may sound unfamiliar, but when you really need them, they are your most solid backing.
Instead of relying on the filial piety of children, it is better to rely on sound institutional planning. Anyang trust, willful guardianship, financial list…these tools are your most solid backing.
Looking back on the past, I have thought about similar issues from the perspective of looking at life financial planning, but this book made me realize more deeply: legal tools and financial planning must go hand in hand, and one is indispensable.
Give yourself the most decent gift
When I realized that I had also entered the grandpa-level stage of life, I no longer felt anxious, but instead felt a sense of enlightenment. Managing your wealth well in old age is actually the most decent gift you can give yourself and your family.
Being old is not scary; what is scary is being old and unprepared.
If you are also in the mature transition period of life, or are beginning to feel the weight of time, I highly recommend this book “Required courses on wealth management for the elderly”. Let us follow the logic of Sister Orange and Brother Wei, turn anxiety into action, and master the methods and tips of property management after old age. As I said in the article “At the age of 40, the good days begin”, the excitement of the second half of life depends on how we prepare.
Book information:
- Book title: “Required courses for wealth management after retirement: pension, fraud prevention, estate planning, Sister Orange teaches you to protect yourself and your family from a legal perspective”
- Author: Zhang Liyi (Sister Orange), Wang Guanwei (Lawyer Wei Ge)
- Publisher: Taiwan Dongpai
- Publication date: 2026/01/28
- Pricing: 360 yuan
Further reading:
- Looking at life financial planning from the perspective of project management: a table to accompany you through the revolving door of life
- How to allocate assets? Experience from Green Corner’s “Asset Allocation Strategy Overview” course
- At the age of 40, good days begin: Enjoy life, start by reading a good book
- Can silver-haired people also embrace slash? Master your connections and experience, bravely step out of your comfort zone
External resources:
- Required course on wealth management for old age (from blog)
- Financial Intelligence Network Fraud Prevention Zone
- 165 National Anti-Fraud Network
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