Looking at life financial planning from the perspective of project management: a table to accompany you through the revolving door of life
The author of this article is Lucy Cheng (opens in a new tab), a seventh-grade student who likes arts, travel, business management and listening to stories. In recent years, she has practiced managing life through project management and believes that the world is a big playground. Thank you for your permission to publish. I would like to express my gratitude.
When it comes to work, it is nothing more than making money. However, have you ever thought about how much money you need to earn throughout your life? And if we want to retire early, how much should we earn?
This question suddenly came to mind after I had been working for several years. I was really surprised until I saw this blog post “How much does a person spend in his lifetime (opens in a new tab)”! It turns out that a couple whose entertainment is mountain climbing, who only buy clothes once a year, whose children are well-behaved and who do not buy mobile phones will spend 30 million yuan to live a simple life!
However, when will these 30 million be spent? And can I earn this amount?
If life is a project management, then there will be a project golden triangle: time course (approximately 80 years), scope (birth, old age, illness, death, eating, drinking, defecation, urination)… Then how much budget should we prepare?
So I used Excel to make a lifelong financial table…
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Further reading
- How to use an Excel sheet to understand life financial planning?
- “The Soul of Money” Post-reading Experiment: A Fantasy Journey of 3,000 Yuan
Next step
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Vista Cheng speaks and runs workshops on AI workflows, writing and content systems for companies, schools and public agencies.
